Compulsory MTPL is a compulsory auto insurance policy for drivers. It is believed that in most companies it is the same, moreover, it does not give any advantages to the policyholder, because payment is made to the victim.

But if the victim is you, then it is good to be sure that the opposite party has reliable insurance and will not create unnecessary problems with payments. Therefore, when choosing a policy, you should think about it, paying attention not only to the price, but also to the quality of services and reputation of the company.

ARX insurance has been working in the insurance market for 28 years, proving its reliability. This year, the NBU recognized it as completely transparent before the law and customers, amid the exit of many companies from the market.

What are the advantages of Compulsory MTPL offered in ARX?

Ease of purchase. The process will take you 5-7 minutes on the company's website. When you enter the car number, the data will be pulled up automatically, and the insurance will come by e-mail.

Fairness of tariffs. ARX is the only company that, when calculating the cost of a policy, takes into account two additional factors: the age of the car owner and the age of the car itself. This allows you to more accurately and, accordingly, more fairly calculate the price for different categories of drivers.

Auto concierge service. Buying this MTPL, you automatically receive the Autoconcierge service, which provides roadside assistance (evacuation or towing of a car or repair, charging the battery, delivering fuel (up to 10 liters), emergency opening of locks, doors, etc.

Discounts for skilled drivers. For those who are confident in their driving skills - a guaranteed discount of 10%, which can increase up to 25% when purchasing the product Compulsory MTPL Smart.

Compulsory MTPL Smart - how is the additional discount calculated?

By purchasing the Compulsory MTPL smart policy, you can get a discount of 10% immediately, and then increase it to 25% when prolonging the contract. The policy is purchased online, on the company's website.

The size of the discount will depend directly on the individual driving style, that is, the principle of Pay How You Drive works. The better the driving skills, the higher the discount! So. If you are not a scourge on the roads, there is a great opportunity to save money.

To take advantage of SMART MTPL, you need to download the Smart Drive mobile application. Now there are versions of the application for both iOS and Android, that is, for almost any smartphone.

The application will record the main driving indicators: speed, maneuvers, acceleration, braking and phone usage while driving. Points are awarded for each trip. Based on the points received and mileage, a discount is awarded when extending the contract.

The advantage is that the Smart Drive application can be downloaded in advance, without buying a policy - that is, you can test your driving skills and then decide to buy a product.

MyARX app

It is convenient to keep your MTPL policy, which and others purchased in ARX, in the MyARX smartphone application that runs on IOS and Android. In the application, you can buy new contracts, track the contracts of relatives, directly contact the company. MyARX works even offline, so you can always ask for any information you need.

ARX insurance pays about UAH 4.7 million of insurance indemnities daily and has the green light in the so-called "traffic light" of the MTIBU. This means excellent quality of service. Choose a reliable partner and remember: cheap MTPL is an expensive accident!