Earlier this week, Thai Rath's economic page published a fairly large headline. "Concerned about Thai children's indebtedness" Big Tu rushes "Gosh" to cultivate savings in youth groups ... with details about the problems of children that make Big Tu have to come out and order another matter with worried about the future of the nation
This press conference is
Secretary-General of the National Savings Fund Committee or NSF,
Ms. Jarulak Rueangsuwan
.
The contents are summarized as
The Prime Minister has given the policy to
The NGO has urgently expanded cooperation with educational institutions to draw youth groups, students, and students to turn to savings.
Because at present, the proportion of youth savings is small.
It also tends to create higher debt as well.
The NGO
has therefore added knowledge to schools and universities so that they can start saving from the age of 15. At the same time, it will work with the Ministry of Education to push forward the preparation of a savings curriculum as a compulsory subject in order to instill discipline in children. in spending money
and turn to save more
There are more news details than this... but I would like to pick only the above issues.
to comment further
First of all, I must say
I am also worried that our Thai youths have a lower proportion of savings.
and incurring higher debts since childhood
If there is any way to help Thai children learn to save or save more, it is a reasonable thing to do.
But the story that will be pushed into the curriculum in school as a compulsory subject
I urge you to think long and carefully.
Because of the forced force, this may cause the children to feel resistant, they will not attend school and escape the school to create more debt.
When I was a child, I used to have a book that was written to teach children about doing good deeds to be read as a study book.
For example, the story
"Magpie"
teaches children to love nature, love animals, love birds, have a gentle heart, and the story
"Udom Dee Dee"
teaches children to do good things.
which I can't remember what I taught
but remember the name of the book
Another story matches that.
Gosh. Going to ask for cooperation from the Ministry of Education. The title
"Saving is not in need"
teaches to see the benefits of collecting various savings.
Whether it's with these books or not, I don't know if it makes good habits such as loving animals and being generous to fellow human beings.
Being a good person and knowing how to save
gradually seeping into the children of my generation
I use the word
"fairly"
because when we grow up we have to go out and face cruel life lessons.
There is good competition
There are provocations to extravagance by various desires... Many of my generation have changed their habits.
(But there are many people who are still the same)
The thing that changed the most to the point that I almost didn't follow it was the story.
"Save it without needing"
that's it.
In spite of reading this book, we still have
the Government Savings Bank
to help teach us practical lessons.
Let's open an account book for us to deposit 1 baht, 2 baht, 5 baht if I'm not mistaken.
and give a jar to practice coining
But when growing up, there are many problems that make us forget the savings that we practiced when we were young.
Especially the problem of income that is always lower than expenses.
Where will there be money to save?
I write today's column with understanding of the hearts of many debtors and people who can't save because of insufficient income to meet expenses.
(But for people who overspend and extravagant
Including being addicted to gambling
Please allow me to disagree.)
Finally, I would like to encourage the curriculum rehabilitation project.
"Keep Hom Hom Ribs"
that the NGO attempts to contact and coordinate with the Ministry of Education.
wish you success
is successful, both with courses occurring
And when the children have graduated, they have the habit of saving more as they wish.
I agree with Another thing is that retirees who do not have savings will definitely suffer more in the future. Please hurry up and save now (if you can save).
“Zoom”