Kim Dek-yi, a female funder who is suspected of using human heads to fraudulently trade real estate loans.

(file photo)

[Reporter Qian Lizhong/Taipei Report] Jin Deyi, a female financial backer who speculates on real estate, borrowed cards from land regulators, inflated the income list of the lender, and inflated the transaction price of real estate, etc., and fraudulently borrowed 200 million yuan from 4 banks including Changhua and South China. Diversified, resulting in a loss of about 100 million yuan for the bank; the Taipei District Prosecutor's Office found out that the bank was suspected of being cooperating with the insider in lending money. Today, the mobile workstations of the Northern Region of the Investigation Bureau are directed to conduct 11 searches for the part of the four bank managers involved in the case. The crime of breach of trust in the Banking Law interviewed 9 bankers including Chang Yin Han, a male assistant manager.

According to the investigation, Jin Deyi borrowed a license from an uninformed agent, rented his office, and found another person to act as the buyer and seller of the real estate transaction. When the real estate market was in a bullish trend from 2011 to 2016, he carried out real estate irrigation transactions. ; The bankers involved in the case did not verify the facts when lending money, and the inspection did not rule out that the bankers involved in the case had received benefits to cover up the release of water, and the investigation of the whole case is under expansion.

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Jin Deyi and other defendants are suspected of using false private company withholding vouchers to inflate the information obtained by the borrower, causing the bank to misjudge and increase the loan ratio; the annual salary of the borrower is about 300,000 yuan, but it is falsely increased to 1.5 million to 2 million ten thousand yuan.

Jinnu pleaded guilty at the court hearing, and the Beijing Procuratorate prosecuted her for violating the Banking Act. After the case was transferred to the Taipei District Court, Jinnu was once ordered by the judge to pay 1.3 million yuan in bail and restricted her from leaving the country, going to sea and living in the country; July 5 last year Jin Deyi was sentenced to 3 years in August.

According to the investigation, Jin Deyi and other defendants were suspected of borrowing more than the market price of the real estate from the bank, and then took advantage of the grace period of the first two years when only the interest was paid and the principal was not repaid. Foreclosure of collateral for debt repayment; the entire case has a total of 11 real estate properties distributed in Nangang, Taipei City, Xindian, Tamsui, and Taoyuan, New Taipei City. A total of more than 200 million yuan in fraudulent loans.

The whole case came to light after Zhangyin internal audit found doubtful points and filed a lawsuit on its own initiative.