The country's first digital bank, Birbank, offers its customers a free Birbank Cashback debit card, which offers a number of benefits.

Birbank members receive various bonuses for transactions made through this card.

Active Birbank Cashback card users earned an average of 55 AZN from bonuses in January.

During the month of January, Birbank residents received a total of 3.8 million manat cashback.

About 231,000 manats of this amount belong to the 1% cashback earned when paying for utilities, mobile and fixed communication, Internet and TV through Birbank.

The amount of cashback earned from shopping at Birbank's partner stores is 220,000 manats.

Customers used 95% of their earned cashback for their own needs.

In addition to getting back part of the funds spent as cashback, Birbank Cashback debit card holders can get a double VAT refund.

Last month, the total volume of VAT returned from payments made through these cards increased by 27% and amounted to approximately 1.4 million manats.

Note that all Birbank cards have both installment and debit types.

Birbank Cashback gives the debit card holder a double VAT bonus and 1.5% to 30% cashback on non-cash payments, and 1% cashback on utility, mobile and landline communication, Internet and TV payments in Birbank.

With Birbank Cashback debit cards, no commission is charged when cashing funds up to 5000 manats at any local ATM and transferring money to any bank card in the country.

Birbank Miles cards earn miles that can be exchanged for an airline ticket of any airline.

Also, with Birbank Miles debit cards, no commission is charged when withdrawing funds up to 5,000 manats at any local ATM and transferring money to any bank card in the country.

With Birbank Umico debit cards, cashing at Kapital Bank ATMs and transferring money to any bank card within the country is commission-free up to 4,000 manats per month.

Birbank installment cards have a number of advantages: the ability to pay in installments with interest-free installments for up to 18 months, a grace period of up to 63 days for one-time payments, a convenient mobile application for managing the card, and a free SMS notification service.

Birbank card has more than 11,000 partner stores across the country, and this number is growing.

For more information about the Birbank card, you can visit https://birbank.az, the 196 Inquiry Center or the card's Facebook and Instagram pages.

To order a Birbank card, download the Birbank application, write "1" and send an SMS to the short number 8196, write to the number (+994 50) 999 81 96 via WhatsApp or visit Birbank centers.