become a dramatic issue
When an electric car user
Post a picture of the battery stand under the car, there is a chip due to backing up the car scraping against the edge of the road.
When claiming 1st class insurance, the repair cost is higher than the limit.
Until offering to request a refund of the sum insured
And to sell it back equal to the car wreck, about 7 hundred thousand baht, even though the accident marks are only chipped marks
Therefore, there is a debate on consumer protection.
In the case of using electric cars or EVs
Despite the government's support for using electric cars
But the opinion of "Phrommin Kanthiya", director of the Accident Reduction Network Agency (OVI), views that Thailand has a loophole in consumer protection.
using EV cars
Because users and insurance companies still have questions about the structure that covers the battery.
under the car
to safety
Because as far as the manufacturer who brought the car out for sale.
The body structure covering the battery also needs to be optimized.
“Manufacturers should design a battery storage structure under the car. to be shockproof or have a more suitable cooling system Because the battery is a dangerous part. and the most expensive to repair an electric vehicle.”
Insurance companies that come to protect electric car users
Protection needs to be adjusted to suit
By consulting with the car manufacturer to improve the risk point.
because electric cars are new
The insurance company itself must look at the protection system that is appropriate and safe for customers.
in the insurance amount that matches reality
“Electric vehicles are a new thing in Thai society. When used, an accident must be brought to the repair center. Because now the knowledge of Thai technicians who will come to repair in the outside shop is still minimal. is therefore another important variable That makes electric cars need to be taken care of with insurance protection systems that are different from cars that use gasoline “
Now there is a high competition in producing electric cars.
But Thailand does not have a systematic standard for the quality of batteries used in electric cars, for example, it must determine how much the battery can withstand impact when an accident occurs.
to build confidence for insurance companies
to design protection and repair as appropriate
If the government will promote the use of electric cars
Insurance companies that protect motorists on the road
have to participate in the work more
Because in the end, the problem falls back on consumers who have to buy expensive cars.
and the insurance system still does not provide proper protection
For problems in the insurance system that consumers have to pay expensively
As a result, people with moderate to lower levels
began to think hard about bringing electric cars to use
because of this group
Need to use a car to make a living
If there are expenditures that are too expensive
Government promotion is difficult to achieve.