After the UK launched the BNO Hong Kong 5+1 immigration scheme, nearly 20,<> Hong Kong people moved to the local area. The Independent Commission Against Corruption (ICAC) has cracked up a case of suspected corruption and fraud to receive MPF early, and has arrested <> people so far. Why don't people who move to the UK use BNO visas as an MPF application and choose to take risks?
Looking at the information, the MPFA initially pointed out that BNO passports are only travel documents and are not sufficient grounds for "permanent departure", emphasizing that Hong Kong people moving to the UK must provide a residence permit, etc. before they can apply for early MPF collection, in other words, Hong Kong people have the opportunity to receive MPF early after obtaining a BNO visa. However, after the Hong Kong government no longer recognized BNO passports in January last year, the MPFA also suddenly turned around and prohibited Hong Kong migrants from applying for MPF on BNO visas.


On 10 October, the ICAC confirmed that it had broken up a corrupt criminal syndicate suspected of assisting MPF members to withdraw MPF funds early using false supporting documents and statutory declarations. (Profile picture)

▼On January 2021, 1, the Hong Kong government recognized BNO passports on the "last day"▼


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Hong Kong applicant for MPF to the UK was arrested for returning to Hong Kong ICAC: Some groups involved in helping applicants to emigrate to the Mainland by fraud

In January 2021, the British government launched the "Hong Kong BN(O) Visa" visa, commonly known as the "5+1" immigration scheme, which allows BNO Hong Kong residents and their close relatives to settle in the UK for five years and then settle for another year, attracting a large number of Hong Kong people to move to the UK. According to the Home Office, as of the first quarter of this year, 5,17 applications had been recorded, of which more than 25,11 had arrived in the UK.

To receive MPF before the age of 65, one of the 6 major conditions must be met

According to the MPF law, Hong Kong "working boys" who meet one of the six circumstances of early retirement, permanent departure from Hong Kong, and total incapacity can withdraw their MPF contributions before the age of 6.

According to the MPFA Bureau's explanation, "permanent departure" means that MPF scheme members must make a statutory declaration that they have left or will leave Hong Kong and have no intention of returning to Hong Kong as permanent residents to work or resettle, and must provide proof that the trustees are satisfied that the scheme members have been allowed to reside outside Hong Kong.

The MPF law stipulates that Hong Kong "working children" who meet one of six circumstances, including early retirement, permanent departure from Hong Kong, and total incapacity, can withdraw their MPF contributions before the age of 65. (Screenshot of MPFA website)

Immigration has become a hot talk MPF: Early withdrawal of MPF based on BNO alone is insufficient for "permanent departure"

The MPFA has argued that BNO alone is not a reason for "permanent departure"

At the end of 2020, the then Executive Director (Policy) of the MPF, Yu Ka-po, explained that BNO passports alone are like home return permits, and tourism or identity documents alone are not enough grounds for "permanent departure", emphasizing that citizens applying for early MPF collection must provide other supporting documents, such as residence permit issued by the relevant department of the place of migration, proof of residential address of the place of migration, utility account information (e.g. water/electricity bills, etc.), or departure tax clearance documents issued by the Hong Kong Inland Revenue Department, etc. This allows the trustee to approve the decision.

According to this statement, members of the public who have obtained a BNO visa and have proof of address to move to the UK may be approved for early MPF collection.

However, on the eve of the entry into force of the BNO visa, the Ministry of Foreign Affairs announced that it would no longer recognize the British National (Overseas) Passport (BNO) as a valid travel document and proof of identity from 2021 January 1, and the Hong Kong government also followed Beijing's decision to emphasize that travellers can no longer enter and exit the country with BNO and will not be recognized as any form of identity in Hong Kong.

BNO VISA|MPF Board ban: BNO does not have identification and cannot apply for early withdrawal of MPF

The MPFA issued a statement the year before last that BNO identity was no longer recognized

Although BNO is not recognized, the incident of early MPF collection by Hong Kong people moving to the UK on BNO visa continues to ferment, and the MPFA subsequently issued a statement in March last year stating that since the Hong Kong government no longer recognizes BNO as a valid travel document and proof of identity, BNO visas cannot be used as evidence to apply for early withdrawal of MPF, and a "ban" is placed on Hong Kong people moving to the UK on BNO visas in disguise.

At that time, the MPFA stressed that MPF trustees had a duty to act in accordance with the laws of Hong Kong when carrying out the administrative work of MPF schemes. The trustee must act as a gatekeeper in processing an application for early MPF withdrawal on the grounds of "permanent departure from Hong Kong", examining the evidence provided by the claimant and reviewing all facts and information; Continue to follow up with MPF trustees in relevant matters.

Hui Zhengyu (left) visited the UK in April this year to meet with Cheuk Yamin (right), reiterating that the Hong Kong government no longer recognizes BNOs, so Hong Kong people cannot rely on BNO passports or their related visas to apply for evidence of early MPF withdrawal. (Photo by FB of Financial Services and the Treasury)

The fact that Hong Kong people were denied early MPF on BNO visas once became a concern of the British government. When the Financial Services and the Treasury Bureau visited the UK in April this year, he met with the Secretary of State for Foreign Affairs, Commonwealth and Development (Indo-Pacific) Cheuk Yamien, who called on the Hong Kong government to relax the ban and allow Hong Kong migrants to receive MPF early on BNO visas.

Mr Hui reiterated that Hong Kong migrants cannot rely on BNO passports or their associated visas as a reason for leaving Hong Kong permanently, but stressed that it was a "misunderstanding" for Hong Kong migrants not to get their MPF contributions back.

Hong Kong people applying for MPF to move to the UK were arrested when they returned to Hong Kong ICAC: Some groups involved in helping applicants to emigrate to the mainland fraudulently applied for immigration last year Experts: Canada relaxes young people It is expected that the number of migrant British people will continue to declineBNO|immigration consultants believe that it will not "fall the gate" However, the number of migrant families fell by 6% year-on-year, and foreign media articles pointed out that the MPF for Hong Kong people holding BNO was confiscated The MPF Board requested that the wrong description be deleted