Apple's Apple Pay Later service is here.

(Picture / Flipping the Internet)

Apple announced at last year's WWDC 2022 that it would enter the buy-now-pay-later market and launch the Apple Pay Later service. After a long delay, it is now officially launched in the United States.

Apple Pay Later is a wallet application built into the iPhone, providing a loan amount of US$50 to US$1,000 (approximately NT$1,500-30,000), which can be used for iPhone and iPad to make online purchases at merchants that accept Apple Pay. The purchase amount It will be divided into 4 payments and paid off within 6 weeks without interest or additional fees.

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Apple Pay Later supports iOS 16.4 and iPadOS 16.4 and above. It is first opened to some users in a random manner, and it is planned to be launched to all users in the next few months; it is unclear whether Apple has plans to launch it in countries other than the United States.

The reason for the delay of Apple Pay Later, according to Bloomberg's previous report, is mainly due to technical problems, which must take a little time to overcome.

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