The Ministry of Finance announced today that the Qingan loan interest rate has been raised by half a yard, and the one-stage mobile interest rate has been raised to 2.025%.

(Photo by reporter Zheng Qifang)

[Reporter Zheng Qifang/Taipei Report] After the central bank announced an interest rate hike of half a yard (0.125 percentage points), the Ministry of Finance announced today that the interest rate for preferential loans for young people to start a family and buy a house has been raised by half a yard because Chunghwa Post followed up with an increase in the 2-year fixed deposit mobile interest rate. , the one-stage mobile interest rate was raised from 1.9% to 2.025%, and the floor price of mortgages officially rose above 2%.

The Ministry of Finance has launched Qingan loans since December 2010, which are handled by 8 public-stock banks including the Bank of Taiwan with their own funds. The interest is calculated at the Chunghwa Post 2-year fixed deposit mobile interest rate (base rate) and the base interest rate of Qingan loans From March 29th, the half-size increase is 1.595% (1.47% after half-size reduction).

Therefore, the one-stage mobile interest rate is raised to 2.025%, the two-stage mobile interest rate is 1.815% in the first two years, and 2.115% from the third year; the mixed fixed interest rate is 1.995% in the first year, 2.095% in the second year, and 2.115% from 3 years.

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According to statistics, as of the end of February this year, a total of 337,000 households have been granted loans, and the approved loan amount has exceeded 1,399.9 billion yuan.

The Ministry of Finance stated that in order to take into account the central bank's interest rate hike target and reduce the pressure on housing loan funds for the public, the central bank raised interest rates by 1 yard last March, but the Qingan loan was halved. This discount will be maintained until the end of 2024 to continue to assist People buy houses and settle down.

The central bank raised interest rates by half a yard, and the Ministry of Finance announced today that it will raise the interest rate of Qingan loans by half a yard.

(Photo by reporter Zheng Qifang)

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