Chen Mishun, Acting Chairman of the SME Credit Guarantee Fund (left), presented the "Young Entrepreneurship, Innovation and Micro Business Support Award" to Lin Yanmao, General Manager of Union Bank (right).

Heku Bank supports small and medium-sized enterprises, and won the three major honors of "Green Credit Promotion Award", "Young Entrepreneurship, New Venture and Micro Business Support Award" and "Cooperative Enterprise Award" for outstanding financial institutions in credit guarantee financing business for small and medium-sized enterprises.

Heku Bank has always cared about and supported the development of small and medium-sized enterprises. In order to continue and strengthen the provision of the best financing services for small and medium-sized enterprises, it actively makes good use of the credit guarantee mechanism of the small and medium-sized enterprise credit guarantee fund, and has excellent financing performance for small and medium-sized enterprises.

In 2011, the loan amount of Heku Bank to small and medium-sized enterprises increased significantly. As of the end of December 2011, the loan balance of small and medium-sized enterprises was NT$829.4 billion, and the number of households was 70,924, an increase of 5.3 billion yuan and 2,631 households from the end of 2011. The loan contribution of small and medium-sized enterprises ranks among the best among all banks.

Since 2019, the global economy has been affected by the new crown pneumonia epidemic, and small and medium-sized enterprises are facing severe impacts. Heku Bank adheres to the concept of "enterprises cannot fail, employment cannot be lost, logistics cannot be stopped, and cash flow cannot be interrupted" to make good use of the advantages of the largest number of domestic business bases , internally build consensus, unite and cooperate, and share the difficulties, and cooperate with the small and medium-sized credit fund guarantee mechanism to actively assist enterprises affected by the epidemic to obtain bailout funds; Substantial expansion of production capacity, in the construction of factories and purchase of machinery and equipment, also make good use of various guarantee projects launched by small and medium-sized credit insurance funds to make up for the insufficient guarantee rate, and was recognized by three awards issued by small and medium-sized credit insurance funds.

With the spirit of steady service and enthusiasm, Heku Bank assists enterprises to obtain funds, and at the same time actively handles various policy-based financing. The "six core key industries" policy, the balance of loans at the end of December 2011 reached 562.9 billion yuan, serving more than 10,000 households, second in market share.

In addition, Union Bank implements green (sustainable) finance, in line with the government's 2050 net-zero path as the goal, and proposes a number of preferential project loans in line with "energy transformation" and "industrial transformation" policies, including renewable energy for building a zero-carbon energy system Power generation equipment loans (including photovoltaic power generation equipment loans and biomass power generation equipment loans), energy storage equipment loans to enhance the resilience of the energy system, ESG equipment loans to assist "industrial transformation", and "sustainable Linked Loan Project, etc.

In order to cultivate local customers deeply, Heku Bank has continued to hold 6 "Enterprise Touring Celebrity Lectures" across the country this year (112), with the theme of "inflationary pressure and post-epidemic economic transformation" which is the hot topic that enterprises are most concerned about at the moment , analyzing how to face the upsurge of global inflation and economic structural transformation.

Looking forward to this year (112), Heku Bank will continue to support small and medium-sized enterprises, provide various professional financing services, assist enterprises in transformation, enhance industrial competitiveness, fulfill corporate social responsibilities, and move towards a sustainable future with customers.

(album)