Xie Juanjuan, chairman of Tuyin, put forward five major goals for this year at the executive meeting. Among them, taking SVB Silicon Valley Bank as a lesson, it will develop towards balanced credit extension.

(Provided by Tuyin)

[Reporter Chen Meiying/Taipei Report] In the past, Tuyin’s development focus was on the construction and financing business. In order to avoid the risk of excessive concentration of customers such as the recent Silicon Valley Bank (SVB), Tuyin’s chairman Xie Juanjuan pointed out at the executive meeting that Tuyin will Turn over the past thinking, develop towards the direction of comprehensive dispersion of credit industry, group, region and branch product portfolio (Portfolio), and expand the scope of credit balance.

Land Bank held its 112 annual executive meeting last week, and invited Minister of Finance Zhuang Cuiyun, who has served as the executive director of Land Bank for many years, to attend and deliver a speech.

Zhuang Cuiyun served as the executive director of the Land Bank for more than 6 years. This time she returned to Land Bank as a minister. She said with a smile: "It seems to be at home, very cordial."

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In his speech, Zhuang praised Tuyin’s pre-tax profit of 14.845 billion yuan last year, which was a new high since its founding, and its outstanding performance. It also played a competent role as the Ministry of Finance in the fields of bidding and setting superficial rights, superficial rights residential loans, and environmental protection and recognition mechanisms for state-owned land. In addition, from the bailout and revitalization to the upcoming general cash payment, Tuyin has fully assisted. It is the best partner to jointly promote national policies with the Ministry of Finance, fully demonstrating the core of public stock banks to stabilize society and share prosperity with the people value and example.

Xie Juanjuan announced the five major goals of Tuyin this year, which are "business digitization", "human quality improvement", "credit balance", "profit diversification" and "implementation of corporate social responsibility".

In terms of business digitization, Tuyin focuses on information security and efficiency, strengthens the accuracy of data accumulation, collection, statistics, and analysis, integrates fragmented data into data with business value, and assists management to grasp trends and optimize decision-making quality.

When it comes to improving the quality of manpower, Xie Juanjuan said that this year, focusing on "smooth talents" and "cultivating successors", not only specially promoted the young and outstanding southern branch manager "Bei Piao" to play a role in important departments of the head office, but also encouraged all managers It is necessary to actively cultivate the succession echelon and implement rotation so that the bank's talents will continue to be layered and business inheritance will not be interrupted.

"Creating value" is the main axis of Tuyin's profit diversification goal this year. With the financial services of All package, it is tailored for customers and creates value for customers. Transfer, employee housing loans and other businesses, increase customers' stickiness to Tuyin, and increase customers' profit growth value to the bank through risk-free fee income.

In addition to pursuing performance, Tuyin is also an excellent student in promoting ESG. This year, it proposes new directions of "friendly environment" and "friendly stakeholders", creating a business model that is shared with customers and employees, and implementing corporate social responsibility goals.

In recent years, the economic, geopolitical, and financial environments have undergone drastic changes. Zhu Xuanlian, executive director of Tuyin Bank, encouraged managers to "create and seize opportunities" in the changing situation. Independent executive director Chen Yumin and general manager He Yingming also reminded risk management to be The foundation of the bank, the sprint performance must also implement the implementation of internal audit and internal control, showing the management's bright leadership style and ardent expectations for Tuyin.

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