The Executive Yuan Council passed the Ministry of the Interior yesterday to propose a "Support Plan for Self-Use Residential Loan Owners Below the Middle Class".

[Reporter Zhong Lihua/Taipei Report] The Executive Yuan meeting passed the Ministry of the Interior yesterday to propose the "Support Plan for Self-use Residential Loan Households Below the Middle Class". Executive Premier Chen Jianren said that in order to alleviate the impact of the epidemic and the pressure of interest rate hikes on middle-class families, certain household income Below, those who hold only one self-use housing loan and the loan amount is below a certain amount will be provided with a one-time support of 30,000 yuan per household, which is estimated to reduce the burden of about 550,000 mortgage families.

It must be a self-use residence with restrictions on household income and housing prices

Lin Youchang, Minister of the Interior, stated at the press conference after the meeting that for households with a disposable income of less than 1.2 million yuan in 2021, who have only one room and are self-occupied residences, the original amount of housing loans in Taipei City will be 850 yuan. Within 10,000 yuan, the total price is within 12 million yuan, and the approved loan amount in other regions is within 7 million yuan, and the total price is within 10 million yuan, and a fixed amount of 30,000 yuan will be provided.

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Lin pointed out that it is estimated that about 550,000 loan households across the country can be benefited, including about 40,000 households in Beishi City and about 510,000 households in other counties and cities.

The quota support is 30,000 yuan, which is based on the national average mortgage balance of 4.95 million yuan. Last year, the central bank raised interest rates accumulatively ○.

625% is estimated.

Lin Youchang emphasized that because there are restrictions on household income and the total price of the house, and the house must be for self-use, this policy will not subsidize landlords, nor will it apply to people who buy high-priced houses, and it will not encourage people who want to buy houses in the future .

As for the advanced rent subsidy plan proposed at the same time, Lin Youchang explained that it will adopt more convenient methods such as "do it at any time", and there will be no deadline for accepting applications, and all student renters over the age of 18 can apply.

He pointed out that with an annual rent subsidy of 30 billion yuan, the number of approved households has increased from 60,000 to 27.

There are 70,000 households, of which about 40% are disadvantaged families, and about 30% are young people entering the society and newly married families.

Regarding the problem of high housing prices, Lin Youchang emphasized that it will not be completely solved with a single prescription. In the future, housing justice policies will be introduced one after another, and the youth housing savings support mechanism is also under further study.

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