Last year, the "amount" of my country's non-cash payments broke the 6 trillion mark, and the goal has been completed ahead of schedule.

(Photo by reporter Wang Menglun)

[Reporter Wang Menglun/Taipei Report] The Financial Supervisory Commission announced in March 2021 a new measurement indicator for non-cash payment transactions. In addition to the original "transaction amount", there is also an additional "transaction number"; The amount has reached the goal ahead of schedule, but the number of transactions has fallen behind by a large margin. This year's growth rate must strive for 43.

Five percent is not a small difficulty.

In order to promote the development of non-cash payment transactions, the Financial Supervisory Commission proposed the "Five-Year Doubling Plan for Electronic Payment (Non-cash)" in 2015. The target non-cash ratio will reach 52% by the end of 2020. Up to forty.

Thirty-seven percent, even if "ATM transfer" is added, it is still only fifty-one.

Seven percent failed to meet the target.

Please read on...

The Financial Supervisory Commission believes that considering the clarity of the non-cash payment policy, the maturity of the development of my country's payment market environment, and the consumption habits of the people, it has decided to continue the policy plan and expand the measurement indicators, and also include the "transaction number" .

Officials from the Banking Bureau stated that the purpose of promoting non-cash payments at the beginning was to allow the public to enjoy the benefits of non-cash payments ranging from small transactions such as taking public transportation such as buses and MRT or snacks at night markets to large transactions such as travel and entertainment or shopping. Because of the convenience brought by non-cash payment, the "number of transactions" can better reflect the growth of non-cash payment in daily consumption.

However, the director of China National Bank said that from the perspective of the dual goals set by the Financial Supervisory Commission, the "transaction amount" will increase from four.

From 95 trillion to 6 trillion, the growth rate in three years is only 21.

2%, but the "number of transactions" is set to grow by 50% in three years, which is not a small challenge.

Secondly, even if the epidemic is unblocked this year, the flow of people on the public transportation system will return and the number of small-amount consumption will inevitably increase. However, from the data point of view, the number of non-cash payments in the past has never exceeded 5.5 billion. Want to reach seventy-eight.

3.2 billion transactions, really "hard work"!

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