Taiwan's industry announced its strong return, and overseas travel insurance with statutory infectious diseases is newly launched, becoming the second domestic property insurance company (photographed by reporter Li Lianghui)

[Reporter Li Lianghui/Taipei Report] As the borders are gradually unsealed, the demand for overseas travel insurance has increased significantly. In 2021, Taiwan’s property insurance, which suffered heavy losses due to epidemic prevention policies, will re-launch overseas sudden disease insurance that includes statutory infectious diseases. , becoming the second property insurance company in China to sell overseas travel insurance that includes statutory infectious diseases.

The domestic property insurance industry was impacted by the huge claims of epidemic prevention insurance policies. Last year, the "Overseas Sudden Illness Insurance" in the travel insurance was suspended. Although the property insurance company has resumed listing, it has listed statutory infectious diseases as an "exclusion clause".

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After ACE Property & Casualty Insurance took the lead in announcing the sale of overseas sudden disease insurance covering statutory infectious diseases at the end of November last year, Taiwan Property & Casualty Insurance also announced the launch of a new version of travel insurance at the end of January this year. The public chooses independently and purchases overseas sudden disease insurance including statutory infectious diseases in the form of additional purchases.

Taiwan Industry pointed out that the new version of overseas sudden disease insurance allows the insured to choose whether to include "statutory infectious diseases", the scope of coverage is different, and the premiums are also very different.

Take a trip to Japan for 7 days and the insurance coverage of 5 million yuan as an example. If the overseas sudden disease protection does not include statutory infectious diseases, the premium will start from 529 yuan. However, if you purchase the statutory infectious disease protection, the premium will increase to 692. Yuan took off, an increase of about 30%.

Taiwan Industry pointed out that the decision to launch a new version of overseas sudden disease insurance is based on the consideration that the borders of various countries are gradually unsealed, and a large number of Chinese people plan to go abroad. The disease is planned in the way of "purchasing", so that people in need can choose to purchase more, and the premium is also priced in line with the consideration relationship under the consideration of the current epidemic development and related risks.

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