The first Lunar New Year holiday after the unblocking is as long as 10 days. The Financial Supervisory Commission recommends that the public plan to purchase travel-related insurance before traveling.

(Photo by reporter Wang Menglun)

[Reporter Wang Menglun/Taipei Report] The first Lunar New Year holiday after the unblocking is as long as 10 days. Many people have already planned and arranged travel itineraries. In addition to preparing various travel supplies, it is recommended that the public plan and purchase travel-related insurance before traveling.

Today (20th) is the first day of the long Spring Festival holiday, and the Financial Supervisory Commission put forward three major considerations for Chinese people to buy travel insurance.

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First of all, the insurance industry currently provides personal travel-related insurance products mainly including "travel safety insurance" and "travel inconvenience insurance". accidents not caused by illness), resulting in bodily injury resulting in disability or death.

If you travel abroad and add an overseas sudden disease medical and health insurance supplementary contract, the scope of coverage can include the expenses required for hospitalization, outpatient or emergency treatment due to sudden diseases overseas, but the coverage of most insurance companies’ products excludes statutory infectious diseases. cause an insured accident.

Secondly, the main payment items of "Travel Inconvenience Insurance" are trip cancellation, flight delay, itinerary change, luggage delay, luggage loss and loss of travel documents. Some insurance companies' coverage excludes infectious diseases and insurance accidents caused by quarantine regulations.

Third, each insurance company provides travel insurance product portfolio with its own characteristics. The FSC emphasizes that you should learn more about the relevant protection content, scope and claim conditions before applying for insurance, and plan to purchase appropriate travel-related insurance according to your own needs. Protection to transfer travel-related risks and make protection during travel more comprehensive.

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