Avoid the 3 landmines, and get free travel insurance when you return home during the Spring Festival and buy tickets abroad.

(provided by the operator)

[Reporter Li Lianghui/Taipei Report] New Year's Day and Spring Festival holidays are approaching, and many Chinese people have already grabbed tickets to plan to return home or travel overseas.

Credit card operators remind the public to pay by credit card as much as possible while scrambling for tickets, and at the same time pay attention to avoid the "three landmines", so as to obtain free travel insurance protection provided by banks.

The high-speed rail and Taiwan Railway will open ticket pre-sales during the Lunar New Year period starting from the 21st. Credit card companies remind people that if they can use credit cards to pay after they successfully grab tickets, as long as they buy fixed train numbers or flights, they can get bank offers. travel insurance coverage.

Please read on...

Cai Xiuling, Director of the Credit Card Department of Mega Bank, reminded the public that if they want to obtain credit card travel insurance protection, remember to avoid the "three major landmines". Car or chartered plane; second, if you use electronic payment, remember to bind a credit card, if you tie it to a bank account, you will not be able to get compensation in case of an accident; third, there are stored-value sensors such as Easy Card and One-Card with additional functions of credit cards Pit stops are also not credit card transactions, so they will not be covered by the claim.

However, the travel insurance protection obtained by purchasing a ticket is limited to the free insurance provided by the credit card company during the period of the public transportation that the ticket is purchased. Periodic injury medical insurance payment".

For example, if the cardholder pays the full amount of public transport tickets for himself, his spouse or children under the age of 25, he/she takes public transport during the travel period, or takes the flight and the 5 hours before and after the travel time, all of which are guaranteed. within range.

Take Mega Bank as an example. As long as you, your spouse or your children under the age of 25 swipe the card to pay the full amount of public transportation fare, the "Unlimited Card" and "World Card" can get up to 50 million yuan in travel safety insurance and 10 Injury medical insurance coverage of 10,000 yuan; other cards such as Royal Seal Card, Business Travel Card, Titanium Card, etc. also have travel safety insurance of 35 million yuan and injury medical insurance coverage of 100,000 yuan.

Whether it is a credit card or a mobile payment linked to a credit card, it is applicable. Compared with paying directly in cash, swiping a card can provide an extra layer of protection.

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