Black Friday marks the beginning of the busiest period for online commerce, and it's no surprise that it's also among the most lucrative, not only for merchants, but also for cybercriminals, whose tactics are becoming increasingly innovative and hard to detect.

Limited quantities and short deadlines, creating an urgency to buy, make consumers even more careless.

For their part, cybercriminals rely precisely on the clouding of their judgment, which is an automatic prerequisite for them to be easily tricked into providing their personal and financial information.

What are the most common online financial scams to watch out for during Black Friday?

Phishing

The most common scam on the Internet is phishing, usually starting with an email that looks like an official message from a trusted source, such as the site you made your order from, a bank or credit card company.

The message contains a link to an address on the Internet, the appearance of which resembles or even a complete copy of the original, and prompts you to provide confidential data such as name and password for access to Internet banking, bank card number, CVV\CVC, etc.;

Vishing

A variant of phishing where emails contain a phone number asking users to call to verify their IDs or other sensitive information.

The email may also contain a virus, through which the fraudster infects the victim's computer and gains full access to the data, including bank certificates;

Smashing

A version of a phishing attack where fraudsters attempt to steal personal data via a mobile device via text message.

With the development of technology, such scams occur not only through SMS messages, but also through applications such as Viber, WhatsApp, Telegram, etc.;

Investment scams and online shopping scams

Consumers receive an enticing offer related to lucrative investment opportunities or a very profitable shopping offer to respond to.

They are characterized by the urgency of the offer, limited in a certain period of time and valid only for a specific person, as well as promises of safety and a quick return on investment.

How to protect yourself from cyber attacks when shopping online?

- Shop from well-known merchants and brands

: use the websites of well-known merchants or established brands.

Keep an eye out for contact information – email, phone, address.

If one is missing, it may be an indication that you have landed on the site of a fake merchant who is only interested in your financial data;

-

To be calm, also check what are 

the conditions for delivery and return of the goods

.

Also - keep copies of all transactions made by you;

Make sure the website is using a secure connection

– when the URL field is preceded by https://, the “s” means that the site is using an encrypted, secure, client-server communication connection.

If the site does not use a secure connection (starting with http://), someone can trace or change the information you send or receive through it;

Regularly update your anti-virus software

, as well as the browser you use, with the latest available versions from the manufacturer;

Avoid unsecured and public Wi-Fi networks;

Pay for your online purchases with the DSK Bank virtual card

, so you can rest assured that no one will tamper with your funds.

It was created especially for online shopping on Bulgarian and international sites, providing you with maximum protection.

It is powered by its own funds, but unlike ordinary debit cards, it can also be used to make payments on some Internet sites that only accept credit cards;

Be smart

.

If your offer seems too good to be true, it is most likely fake.

More information can be found in the materials of DSK Bank's information campaign against the most common types of cyber fraud.

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DSK bank

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